Insurance Underwriters

1. 01Examine documents to determine degree of risk from factors such as applicant health, financial standing and value, and condition of property.AI could speed this up, with extra tools
2. 02Decline excessive risks.People already use AI for this at work
3. 03Write to field representatives, medical personnel, or others to obtain further information, quote rates, or explain company underwriting policies.AI could speed this up a lot
4. 04Evaluate possibility of losses due to catastrophe or excessive insurance.AI could speed this up, with extra tools
5. 05Review company records to determine amount of insurance in force on single risk or group of closely related risks.AI could speed this up, with extra tools
6. 06Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe, profitable distribution of risks, using reference materials.AI could speed this up, with extra tools
7. 07Authorize reinsurance of policy when risk is high.AI could speed this up, with extra tools

Tasks from O*NET® 31.0 (US Department of Labor, CC BY 4.0, changed by us), most important first. “Already use” comes from Anthropic’s data on real work chats with Claude; “could speed up” from task ratings made with GPT-4 in 2023.

AI touches every main task of this job in some way. Your edge is judgment: knowing when AI’s work is right, and checking it before it counts.

What you can do next