Job Check
Credit Counselors
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
10 main tasks · most important first
Your main tasks and AI
Importance- 01Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.People already use AI for this at work
- 02Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.AI could speed this up, with extra tools
- 03Calculate clients' available monthly income to meet debt obligations.AI could speed this up a lot
- 04Recommend strategies for clients to meet their financial goals, such as borrowing money through loans or loan programs, declaring bankruptcy, making budget adjustments, or enrolling in debt management plans.People already use AI for this at work
- 05Advise clients or respond to inquiries about financial matters in person or via phone, email, Web site, or Internet chat.AI could speed this up, with extra tools
- 06Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.People already use AI for this at work
- 07Interview clients by telephone or in person to gather financial information.AI could speed this up, with extra tools
- 08Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.People already use AI for this at work
- 09Estimate time for debt repayment, given amount of debt, interest rates, and available funds.AI could speed this up a lot
- 10Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.AI could speed this up, with extra tools
Tasks from O*NET® 31.0 (US Department of Labor, CC BY 4.0, changed by us), most important first. “Already use” comes from Anthropic’s data on real work chats with Claude; “could speed up” from task ratings made with GPT-4 in 2023.
Four studies, side by side
None is a forecast of job loss23%of this job’s work time goes to tasks that people already do with Claude at work, counting tasks where AI only helps as half (2026).Anthropic, 2026
63%of this job’s tasks an AI model could do in half the time, counting tasks that need extra tools as half (rated in 2023).Eloundou, Manning, Mishkin and Rock, 2023
Above 86% of jobsin how often and how well AI helped with this job’s work in Microsoft Copilot chats (2024 data).Microsoft Research (Tomlinson et al.), 2025
Your human edge
AI touches every main task of this job in some way. Your edge is judgment: knowing when AI’s work is right, and checking it before it counts.