Job Check
Credit Analysts
Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.
10 main tasks · most important first
Your main tasks and AI
Importance- 01Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.People already use AI for this at work
- 02Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.AI could speed this up, with extra tools
- 03Generate financial ratios, using computer programs, to evaluate customers' financial status.AI could speed this up a lot
- 04Prepare reports that include the degree of risk involved in extending credit or lending money.AI could speed this up, with extra tools
- 05Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.AI could speed this up, with extra tools
- 06Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.AI could speed this up, with extra tools
- 07Consult with customers to resolve complaints and verify financial and credit transactions.AI could speed this up, with extra tools
- 08Contact customers to collect payments on delinquent accounts.AI could speed this up, with extra tools
- 09Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.AI could speed this up, with extra tools
- 10Review individual or commercial customer files to identify and select delinquent accounts for collection.AI could speed this up, with extra tools
Tasks from O*NET® 31.0 (US Department of Labor, CC BY 4.0, changed by us), most important first. “Already use” comes from Anthropic’s data on real work chats with Claude; “could speed up” from task ratings made with GPT-4 in 2023.
Four studies, side by side
None is a forecast of job loss17%of this job’s work time goes to tasks that people already do with Claude at work, counting tasks where AI only helps as half (2026).Anthropic, 2026
56%of this job’s tasks an AI model could do in half the time, counting tasks that need extra tools as half (rated in 2023).Eloundou, Manning, Mishkin and Rock, 2023
Above 55% of jobsin how often and how well AI helped with this job’s work in Microsoft Copilot chats (2024 data).Microsoft Research (Tomlinson et al.), 2025
Your human edge
AI touches every main task of this job in some way. Your edge is judgment: knowing when AI’s work is right, and checking it before it counts.