Rights Check

Which AI rules protect you?

103 rules in 11 places · Checked October 12, 2026 · Not legal advice

Showing Germany, plus the rules of European Union that apply there.

When AI decides about a loan, a flat, insurance or care

4 rules

Rules for automated decisions about customers, and for prices set by algorithms.

Back to the rules
European UnionIn force

Explain decisions made with high-risk AI when asked

Some AI counts as high-risk, such as AI for hiring, managing staff, education, credit or essential services. If a decision based on it seriously affects someone, they can ask you to explain the AI’s role and the main reasons for the decision, and you must answer clearly. The AI Act’s other duties for this AI start on December 2, 2027.

Who must do it
Businesses and organisations in the EU that use such AI to decide about people. It applies where other EU law, such as the GDPR, does not already give this right.
The law
AI Act, Article 86, with Annex III
Who enforces it
National authorities; the AI Act sets no EU-wide fine for this right, so penalties come from national law (in Germany, up to €50,000).
Starts
August 2, 2026
AI Act, Article 86 (EU AI Act Service Desk)

It applies in Germany because Germany is part of the European Union.

Good to know in Germany: In Germany, the Federal Network Agency (Bundesnetzagentur) enforces the EU AI Act, under the KI-MIG law in force since July 29, 2026. BaFin covers finance, and state authorities cover the media. KI-MIG (Gesetze im Internet)

A summary of the official text, not legal advice.

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Checked October 12, 2026Corrections