Rights Check

Which AI rules protect you?

103 rules in 11 places · Checked October 12, 2026 · Not legal advice

Showing Germany, plus the rules of European Union that apply there.

When AI decides about a loan, a flat, insurance or care

4 rules

Rules for automated decisions about customers, and for prices set by algorithms.

Back to the rules
GermanyIn force

Explain high-risk AI decisions, or Germany can fine you

Germany backs the EU right to an explanation with its own fine. If a decision based on high-risk AI, for example in hiring, staff management, education or credit, seriously affects someone and they ask, explain the AI’s role and the main reasons. Failing to do so can cost up to €50,000. The EU has moved most other high-risk duties to December 2, 2027.

Who must do it
Businesses and other private organisations using high-risk AI in Germany, such as employers, private schools and lenders. Public bodies cannot be fined.
The law
KI-MIG (KI-Marktüberwachungs-und-Innovationsförderungs-Gesetz), sections 15(2), 15(3) and 17, with AI Act Article 86
Who enforces it
Federal Network Agency (Bundesnetzagentur) in most cases, BaFin for finance and state authorities for the media; fines up to €50,000.
Starts
August 2, 2026
KI-MIG (Gesetze im Internet)

Good to know in Germany: In Germany, the Federal Network Agency (Bundesnetzagentur) enforces the EU AI Act, under the KI-MIG law in force since July 29, 2026. BaFin covers finance, and state authorities cover the media. KI-MIG (Gesetze im Internet)

A summary of the official text, not legal advice.

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Checked October 12, 2026Corrections